Knowledge Hub
Investments
Knowledge Hub
Many foreign shares, funds and portfolios receive an Australian market-value starting point when tax residence begins. That can protect the pre-return growth - but income, currency and structure-specific rules still start from the supported residency date.
An accumulating fund can reinvest its income. HMRC can still treat your share as received.
Two funds can hold the same investments and produce very different UK tax outcomes.
Crossing the border does not normally reset the tax history of your portfolio.
Sometimes selling before the move is sensible. Sometimes it creates the problem you were trying to avoid.
The account may stay the same. The rules around it may not.
Before it breaks
Find your weak link.
Take the free 5-minute Vulnerability Test, or start a conversation with Paul about your own plan.