British expats · Pensions

SCA / ESCA (UAE)

UK pensions for British expats.

Leaving the UK doesn’t close your UK pension. It usually stays exactly where it is, and every decision about it now depends on where you live as well as what you hold. Transfers, withdrawals, the State Pension and the decisions that are hardest to reverse, one question at a time.

National Insurance, the frozen-pension rule, deferral and claiming from Dubai.

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20 articles
A couple talk over a tablet at a balcony rail above the marina, deciding what to do with a UK pension before moving home.
Article

Review it before you move. Do not assume that returning means you should transfer it, consolidate it or take the money.

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Title band of UK Pension Options for GCC Expats, a Planning on Purpose guide by Paul Butler.
Article

SIPP. QROPS. QNUPS. Leave it. The decision tree, made simple.

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