Terms of Service

Website Terms of Use

These terms govern your use of planningonpurpose.co. By using the website you agree to them. Planning on Purpose is the personal practice of Paul Butler, a Private Wealth Partner at Skybound Wealth Management.

Educational content, not advice

Everything on this website — including articles, guides, videos and the Vulnerability Test — is provided for general information and education only. It is not personal financial, investment, tax or legal advice, and it does not take account of your individual circumstances. Nothing here is a recommendation to buy, sell or hold any specific product or investment.

No advice relationship is formed by using the site

Reading this website, completing the Vulnerability Test or downloading a report does not create a client relationship. Regulated advice is only ever provided through Skybound Wealth Management after a formal engagement. To discuss your own situation, book a conversation.

The Vulnerability Test

The Test is an educational self-assessment tool. Its output is a general indication designed to prompt reflection and conversation — not a personalised financial plan or a guarantee of any outcome.

Intellectual property

The content, design and framework presented on this website are the property of Paul Butler / Planning on Purpose unless otherwise stated, and may not be reproduced commercially without permission.

External links

The site may link to third-party websites (for example YouTube). We are not responsible for the content or practices of those sites.

Availability and changes

We aim to keep the website available and accurate but cannot guarantee it will be uninterrupted or error-free. We may update the site, its content and these terms from time to time.

Limitation of liability

To the fullest extent permitted by law, Paul Butler and Planning on Purpose accept no liability for any loss arising from reliance on the general information on this website. Any decision you make remains your own until you have taken regulated, personalised advice.

Governing law

These terms are governed by the laws of the jurisdiction in which your regulated advisory relationship with Skybound Wealth Management is established, as set out in your engagement documentation.

Contact

Questions about these terms: paul.butler@skyboundwealth.com.

Last reviewed: 7 July 2026.