1. How confident are you that your current housing costs (rent or mortgage) are sustainable if your income changes?

2. How well do you understand the property laws and tax rules where you own?

3. Is your ownership structure (single, joint, company, trust) deliberate and documented?

4. Do you know what would happen to your property if you died or moved country suddenly?

5. How diversified are you beyond property – or are most of your eggs in one real-estate basket?